Best buy store credit card: Best Buy Store Card Reviews: 590+ User Ratings

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Best Buy Store Card Reviews: 590+ User Ratings

Get 5 points per $1 spent (10% back in rewards) on your first day of purchases made on the credit card within 14 days of account opening.

Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit.

Choose 5% back in rewards or flexible financing options. Get a $5 reward certificate for every 250 points.

Enjoy exclusive discounts and events and free shipping on purchases $35 and up

0% intro APR for 12 – 24 months, 31.24% (V) APR after that

Balance Transfers Not Allowed

by John Kiernan, Managing Editor

July 19th, 2023

Best Buy Store Card Pros & Cons

No membership fees

High rewards rate

10% back in rewards initial rewards bonus

Qualify with fair credit

High regular APR

Deferred interest

Best Buy Store Card Review

3. 0 / 5

The Best Buy Store Credit Card is a good credit card for people with fair credit or better who regularly make purchases from Best Buy. The Best Buy Store Card has no annual fee, gives 10% back on your first day of purchases (within 14 days of opening an account),… show more

View 618 User Reviews

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Most Popular

Can I use my Best Buy Credit Card anywhere?



Chip Lupo, Credit Card Writer


Yes, you can use the Best Buy® Credit Card anywhere that accepts cards on the Visa network. That means you can use the Best Buy® Credit Card at 10.7 million U.S. merchant locations, plus at millions of other merchants across 200 countries and territories worldwide.  

The Best Buy Store Card, on the other hand, can only be used for purchases at Best Buy.

Other things to know about the Best Buy® Credit Card:

The Best Buy® Credit Card has a 0% foreign transaction fee, which means you won’t incur extra charges for international purchases. The card also comes with an annual fee of $0 and offers 0.5 – 2.5 points / $1 spent on purchases. So, it’s a good option for people who spend a lot on their card each month.

What credit score do you need for the Best Buy Store Card?



Bogdan Roberts, Credit Cards Moderator


The credit score that you need for the Best Buy Store Card is 640, at a minimum. That means Best Buy Store Card requires fair credit or better for approval. There are other things besides your credit score that are taken into account for Best Buy Store Card approval.

Here’s what you…

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